What personal banking products does Peoples Security Bank & Trust offer?

PSBT offers a full range of personal banking products including checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), Traditional and Roth IRAs, CDARS and ICS for extended FDIC coverage, and personal loans. All accounts include free digital banking with mobile deposit, Zelle, bill pay, and credit monitoring.

What digital banking features are included free with PSBT accounts?

Every PSBT personal banking account includes free online banking, mobile banking app, mobile check deposit, Zelle for person-to-person payments, bill pay, digital wallet compatibility, credit monitoring, card management, and account alerts at no additional cost.

Where does Peoples Security Bank & Trust have branch locations?

PSBT has 40 branch locations across Pennsylvania, New York, and New Jersey, providing personal banking services throughout the tri-state region with local decision-making and community-focused service.

Does PSBT offer surcharge-free ATM access?

Yes, PSBT provides access to 55,000+ surcharge-free ATMs nationwide through ATM networks, allowing you to access your money conveniently without fees across the country.

What is CDARS and ICS at PSBT?

CDARS (Certificate of Deposit Account Registry Service) and ICS (Insured Cash Sweep) allow you to protect deposits exceeding the standard $250,000 FDIC insurance limit while maintaining one banking relationship with PSBT. This is ideal for customers with larger deposit balances seeking full FDIC protection.

How do I open a personal banking account at PSBT?

You can open select personal banking accounts online at psbt.com or visit any of our 40 branch locations across Pennsylvania, New York, and New Jersey. Most accounts require a minimum opening deposit of $25.

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Business Banking Built Around Your Goals

Your Business Banker Lives Here, Too.

Local bankers. Local decisions. Commercial expertise across 40 branches in PA, NJ & NY.

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Available Balance

$128,999.95

Free Online & Mobile Banking
Remote Deposit
Fraud Protection
ACH & Wire Origination
Dedicated Business Banker

Popular Accounts to Get You Started

Open a Small Business Checking account and pair it with a Business Relationship Money Market to keep your cash flow moving and your idle funds earning.

FEATURED CHECKING ACCOUNT

Small Business Checking

A no-hassle checking account built for small and growing businesses.

250 FREE transactions/mon

250 FREE monthly transactions
No fee with $100 average daily balance
Free online & mobile banking
Free MasterCard® Debit Card
55,000+ surcharge-free ATMs

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FEATURED SAVINGS ACCOUNT

Business Relationship Money Market

Earn higher tiered rates when you pair this money market with an active PSBT business checking account, online banking, & ACH activity.

Earn More Together

when linked with active business checking account

Tiered rates with linked checking
Earn more with higher balances
Unlimited deposits
Free online & mobile banking
$2,500 minimum opening deposit

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Bank for Your Business Anywhere with PSBT Digital

Every business account includes free online banking, mobile deposits, bill pay, and QuickBooks® access. Your dedicated business banker is always a call away.

Included free: PSBT Mobile App · Online Banking · Bill Pay · Digital Wallet · QuickBooks® Access

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