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Empower Checking

Sometimes We All Need a Fresh Start

A certified BankOn account, Empower Checking allows safe and affordable banking products for everyone. With features designed to promote financial inclusion, it aims to ensure that individuals from all walks of life have access to essential banking services. The account offers a low initial deposit requirement, no fees, and easy access to funds through a network of ATMs and online banking options. By bridging the gap between underserved communities and traditional banking systems, Empower Checking fosters a more financially secure future for its customers.

  • NO minimum balance.
  • NO service charges.
  • $25.00 minimum opening deposit.
  • Unlimited withdrawals & deposits.
  • FREE paper statements. 

Credit Score

Stay informed, Stay empowered

Seamless integration with PSBT online banking means hassle-free credit monitoring!   

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Digital Banking

View and manage your accounts anytime, anywhere. Enroll in online banking or download PSBT Mobile to get started today.

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Credit Monitoring

Our FREE credit monitoring service will help you better understand your credit and areas to improve upon it.

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PSBT Corner News

Save time and money and learn more about your financial self by exploring our invaluable source of knowledge.  

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Invest

Our team of professionals takes time to understand your goals and offer the solutions you deserve.

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All PSBT Personal Checking and Savings Accounts include:

  • FREE MasterCard® Debit Card with enhanced benefits
  • Access to over 55,000 surcharge-free ATMs on the Allpoint® network worldwide
  • FREE person-to-person payments with Zelle®
    (excludes Empower & Student Checking)
  • FREE Online & Mobile Banking
  • FREE Credit Monitoring with Credit Score
  • FREE electronic statements ($2.00 paper statement fee unless otherwise indicated)
  • and much, much more!
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