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Interest Checking

Make Your Money Work For You

Our Interest Checking account combines the features of a traditional checking account with the added benefit of earning interest, making it an attractive option for those who want to maximize their funds while still having easy access to their money. Enjoy convenient features such as online banking, mobile app access, and ATM usage, all while watching your balance grow. It's perfect for individuals who maintain a higher balance in their checking account and want to make their money work for them. Whether you're saving for a rainy day or planning for future expenses, an Interest Checking account can be a smart addition to your financial strategy..

  • $25.00 minimum opening deposit.
  • Unlimited withdrawals & deposits.
  • $5.00 monthly service charge if average daily balance* falls below $1,000.00 (fee is waived with a recurring direct deposit).
  • Variable interest rates may change at any time at the bank's discretion; no minimum balance to earn interest.
  • Interest is compounded and credited monthly and is based on the daily balance** method.
     

DISCLOSURES*

*Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
** Daily balance method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Please contact us for current rates and annual percentage yields (APYs).

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View and manage your accounts anytime, anywhere. Enroll in online banking or download PSBT Mobile to get started today.

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All PSBT Personal Checking and Savings Accounts include:

  • FREE MasterCard® Debit Card with enhanced benefits
  • Access to over 55,000 surcharge-free ATMs on the Allpoint® network worldwide
  • FREE person-to-person payments with Zelle®
    (excludes Empower & Student Checking)
  • FREE Online & Mobile Banking
  • FREE Credit Monitoring with Credit Score
  • FREE electronic statements ($2.00 paper statement fee unless otherwise indicated)
  • and much, much more!
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