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MaxEarnings Checking

Let Your Money Work For You

It's a fantastic opportunity to make the most of your savings while enjoying the convenience of a checking account. Earn interest on balances that exceed $0.01, and enjoy a premium rate by meeting straightforward banking relationship criteria. By doing so, you can maximize your earnings effortlessly. Plus, with features like online and mobile banking, managing your finances becomes a breeze. Start maximizing your potential with MaxEarnings Checking today and watch your money grow!

  • Earn a premium rate on balances up to $5,000.00 when you:
    • Have at least 15 debit card purchases of $5.00 or more post and settle per statement cycle.
    • Enroll and receive online statements in place of paper statements.
    • Have at least one qualifying direct deposit.
  • Tiered interest rates based on the following balance ranges: 
    • Tier 1 - $0.01 to $5,000.00
    • Tier 2 - $5,000.01 and above
  • $25.00 minimum opening deposit.
  • Unlimited withdrawals & deposits.
  • $5.00 monthly service charge if average daily balance* falls below $100.00 (fee is waived with a recurring direct deposit).
  • Accounts not meeting the qualifications and balances exceeding $5,000.00, will earn the standard rate.
  • Variable interest rates may change at any time at the bank's discretion; no minimum balance to earn interest.
  • Interest is compounded and credited monthly and is based on the daily balance** method.

DISCLOSURES*

*Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
** Daily balance method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Please contact us for current rates and annual percentage yields (APYs).
 

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All PSBT Personal Checking and Savings Accounts include:

  • FREE MasterCard® Debit Card with enhanced benefits
  • Access to over 55,000 surcharge-free ATMs on the Allpoint® network worldwide
  • FREE person-to-person payments with Zelle®
    (excludes Empower & Student Checking)
  • FREE Online & Mobile Banking
  • FREE Credit Monitoring with Credit Score
  • FREE electronic statements ($2.00 paper statement fee unless otherwise indicated)
  • and much, much more!
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