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MaxEarnings Saver

A Perfect Way to Watch your Balance Grow

With MaxEarnings Saver, you can earn a higher interest rate when you link to a MaxEarnings Checking account and set up direct deposit. Plus, with easy online access, managing your savings has never been more convenient. Imagine the peace of mind that comes with knowing your money is working harder for you, all while you focus on reaching your financial goals. Whether you're saving for a dream vacation, a new home, or simply building an emergency fund, MaxEarnings Saver is designed to support your journey every step of the way. Start maximizing your savings potential today and enjoy the benefits of a brighter financial future.

  • $25.00 minimum opening deposit.
  • Tiered interest rates based on the following balance ranges: 
    • Tier 1 - $0.01 to $24,999.99
    • Tier 2 - $25,000.00 and above
  • Unlimited withdrawals & deposits.
  • $5.00 monthly service charge if average daily balance* falls below $25.00 (fee is waived with a recurring direct deposit).
  • Variable interest rates may change at any time at the bank's discretion; no minimum balance to earn interest.
  • Interest is compounded and credited quarterly and is based on the daily balance** method.
  • Paper statements are available for a $2.00 fee.

DISCLOSURES*

*Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
** Daily balance method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Please contact us for current rates and annual percentage yields (APYs).

Free Credit Monitoring

Take charge of your finances: proactive decisions start with the right tools!   

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Digital Banking

View and manage your accounts anytime, anywhere. Enroll in online banking or download PSBT Mobile to get started today.

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Our FREE credit monitoring service will help you better understand your credit and areas to improve upon it.

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PSBT Corner News

Save time and money and learn more about your financial self by exploring our invaluable source of knowledge.  

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Invest

Our team of professionals takes time to understand your goals and offer the solutions you deserve.

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All PSBT Personal Checking and Savings Accounts include:

  • FREE MasterCard® Debit Card with enhanced benefits
  • Access to over 55,000 surcharge-free ATMs on the Allpoint® network worldwide
  • FREE person-to-person payments with Zelle®
    (excludes Empower & Student Checking)
  • FREE Online & Mobile Banking
  • FREE Credit Monitoring with Credit Score
  • FREE electronic statements ($2.00 paper statement fee unless otherwise indicated)
  • and much, much more!
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