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Personal Money Market

Take Control Of Your Finances

Whether you're saving for a rainy day or planning for a major purchase, a money market account offers a blend of security and flexibility. With competitive interest rates, your savings have the potential to grow while remaining accessible whenever you need them. Consider opening a money market account today and experience the benefits of a smart savings strategy tailored to your needs.

  • $2,500.00 minimum opening deposit.
  • $5.00 fee for each withdrawal exceeding 10 withdrawals per statement cycle.
  • $8.00 service charge if average daily balance* falls below $2,500.00.
  • Tiered interest rates based on the following balance ranges: 
    • Tier 1 - $2,500.00 to $99,999.99
    • Tier 2 - $100,000.00 to $249,999.99 
    • Tier 3 - $250,000.00 to $999,999.99 
    • Tier 4 - $1,000,000.00 to $4,999,999.99
    • Tier 5 - $5,000,000.00 and above
  • Variable interest rates may change at any time at the bank's discretion; $2,500.00 minimum balance to earn interest.
  • Interest is compounded and credited monthly and is based on the daily balance** method.

DISCLOSURES*

*Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
** Daily balance method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Please contact us for current rates and annual percentage yields (APYs).

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All PSBT Personal Checking and Savings Accounts include:

  • FREE MasterCard® Debit Card with enhanced benefits
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    (excludes Empower & Student Checking)
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  • FREE Credit Monitoring with Credit Score
  • FREE electronic statements ($2.00 paper statement fee unless otherwise indicated)
  • and much, much more!
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