Disclosures

Website Accessibility Statement

In accordance with the Americans with Disabilities Act (ADA), Peoples Security Bank & Trust is committed to providing an online experience that is user friendly and easily accessible for all site visitors. We monitor our website regularly, with the goal of meeting the Web Content Accessibility Guidelines (WCAG) 2.0 Level AA Standards.

THIRD PARTY SITES
Peoples Security Bank & Trust Company is not responsible for the third-party website links throughout our website. Linked sites are not managed by the bank and may present challenges for individuals with disabilities which we are unable to control or remedy. Linked sites may have a different policy on accessibility, privacy, cookies, data collection and other issues. Our bank does not endorse, nor is it liable, for the accessibility of the content offered within them. Links are provided for member convenience and are not meant to imply liability in any form.

Please contact us if you have any questions or need additional information by calling our Customer Support Team: 888-868-3858 Mon - Fri 7am - 9pm l Saturday 8am - 5pm; or email CustomerService@psbt.com.

Our Web Policy Disclosure Notice

Some of the links that we have provided take you off our website and connect you to informational pages that may interest you. We do not recommend, guarantee, or endorse any product, information, recommendation, or service that is linked to the Peoples Security Bank & Trust Website. Please be careful when choosing a link from our page. Be aware that you may be leaving our site and that we do not provide and are not responsible for the product, service or overall website content available at the linked website. Our security and privacy policies do not extend to the linked website. You should consult the security and privacy policies of each linked website for further information.

CAUTION: Peoples Security Bank & Trust will not e-mail you or ask you for personal information on their website. If you are contacted by someone asking you for confidential information and you suspect they are acting in a fraudulent manner, please contact The Federal Trade Commission.

Electronic Privacy Policy

Peoples Security Bank & Trust respects your privacy, our Website does not require you to disclose any personal identifying information nor will we solicit information such as (SSN, account numbers, credit card numbers, passwords, PINs, etc.) by means of email. If you receive an email requesting confidential information from someone claiming to represent Peoples Security Bank & Trust, do not respond to the email. Please call 570-879-2175 and the Federal Trade Commission to report any solicitation of this kind that you may receive.

If, however, you chose to contact us via-email, please keep in mind that your e-mail address and other information in your e-mail header will be revealed to us in the email message. We pledge, however, that when you communicate with us via e-mail, we will use your e-mail information only for the specific purpose of responding to your comments, questions or forms. Your e-mail address will not be sold, nor will it be shared with others outside the bank unless we are compelled to do so by law.

Cookies, (small electronic files sent to your browser by a website) are used by this website to keep track of a user's session, estimate an audience size, and the use of cookies also allows us to speed up PSBT Online by temporarily storing some user information in our web server's memory.

It is possible to create a website like ours without using cookies, however, the security aspects of such a site would be much more obvious to the user and, therefore, less secure. We feel that requiring cookies in PSBT Online is a small price to pay for the added security and improved user experience.

Equal Housing Lender

Peoples Security Bank & Trust does business in accordance with Federal Fair Lending Laws.

Federal Fair Housing Act

Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status (having children under the age of 18), to:

• Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or
• Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

If you believe you have been discriminated against, you should send a complaint to:

Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington, DC 20410

for processing under the Federal Fair Housing Act

AND TO

FDIC Consumer Response Center
1100 Walnut St, Box#11
Kansas City, MO 64106
877-275-3342

for processing under the FDIC Regulations.

Equal Credit Opportunity Act

Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction:

• On the basis of race, color, national origin, religion, sex, marital status, or age;
• Because income is from public assistance; or
• Because a right has been exercised under the Consumer Credit Protection Act.

If you believe you have been discriminated against, you should send a complaint to:

FDIC Consumer Response Center
1100 Walnut St, Box #11
Kansas City, MO 64106
877-275-3342

Servicemembers Civil Relief Act

For more information regarding benefits covered under the Service Members Civil Relief Act Notice (SCRA), please click here.