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Deposit Rates

Checking Accounts¹

Account	Minimum Opening Deposit	Balance Required to Obtain APY	Interest Rate	APY
Personal NOW Checking	$1,000	$1,000 or more	0.05%	0.05%
Peoples Package Checking	$25	$1.00 or more	0.10%	0.10%
Business Interest Checking	$2,500	$2,500.00 or more	0.05%	0.05%
Premium Business Checking	$10,000	$10,000 - $34,999.99	0.05%	0.05%
		$35,000 - $59,999.99	0.10%	0.10%
		$60,000 - $499,999.99	0.10%	0.10%
		$500,000 or more	0.15%	0.15%

Account	Minimum Opening Deposit	Balance Required to Obtain APY	Interest Rate	APY
Money Market	$2,500	$1,000 - $2,499.99	refer to NOW Account	refer to NOW Account
		$2,500 - $24,999.99	0.05%	0.05%
		$25,000 - $49,999.99	0.05%	0.05%
		$50,000 - $499,999.99	0.10%	0.10%
		$500,000 - $4,999,999.99	0.15%	0.15%
		$5,000,000 or more	0.20%	0.20%

Savings Accounts¹

Account	Minimum Opening Deposit	Balance Required to Obtain APY	Interest Rate	APY
Statement Savings	$100	$0.01 or more	0.05%	0.05%
Certificate Savings	$2,500	$2,500 or more	0.10%	0.10%
Statement Saver Club	$5	$0.01 or more	0.05%	0.05%

Certificates of Deposit²

APY is based on the required minimum balance of $1,000.

Term	Minimum Opening Deposit	Interest Rate	APY
3 Months	$1,000	0.15%	0.15%
6 Months	$1,000	0.20%	0.20%
9 Months	$1,000	0.20%	0.20%
12 Months	$1,000	0.25%	0.25%
18 Months	$1,000	0.25%	0.25%
24 Months	$1,000	0.30%	0.30%
30 Months	$1,000	0.30%	0.30%
36 Months	$1,000	0.35%	0.35%
42 Months	$1,000	0.35%	0.35%
48 Months	$1,000	0.40%	0.40%
60 Months	$1,000	0.50%	0.50%
84 Months	$1,000	0.70%	0.70%

Individual Retirement Accounts²

APY is based on the required minimum balance of $1,000

Term	Minimum Opening Deposit	Interest Rate	APY
1 Year	$1,000	0.25%	0.25%
2 Years	$1,000	0.30%	0.30%
4 Years	$1,000	0.40%	0.40%
5 Years	$1,000	0.50%	0.50%
6 Years	$1,000	0.60%	0.60%

Checking Accounts¹

NOW Checking
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 or more
Interest Rate 0.05%
APY 0.05%

Peoples Package Checking
Minimum Opening Deposit $25
Balance Required to Obtain APY $1,000 or more
Interest Rate 0.10%
APY 0.10%

Business Interest Checking
Minimum Opening Deposit $2,500
Balance Required to Obtain APY $2,500.00 or more
Interest Rate 0.05%
APY 0.05%

Premium Business Checking
Minimum Opening Deposit $10,000
Balance Required to Obtain APY $10,000 - $34,999.99 $35,000 - $59,999.99 $60,000 - $499,999.99 $500,000 or more
Interest Rate 0.05% 0.10% 0.10% 0.15%
APY 0.05% 0.10% 0.10% 0.15%

Money Market
Minimum Opening Deposit $2,500
Balance Required to Obtain APY $1,000.00 - $2,499.99 $2,500.00 - $24,999.99 $50,000.00 - $499,999.99 $500,000.00 - $4,999,999.99 $5,000,000.00 or more
Interest Rate refer to NOW Account 0.05% 0.05% 0.10% 0.15% 0.20%
APY refer to NOW Account 0.05% 0.05% 0.10% 0.15% 0.20%

Savings Accounts¹

Statement Savings
Minimum Opening Deposit $100
Balance Required to Obtain APY 0.01 or more
Interest Rate 0.05%
APY 0.05%

Certificate Savings
Minimum Opening Deposit $2,500
Balance Required to Obtain APY $2,500 or more
Interest Rate 0.10%
APY 0.10%

Statement Saver Club
Minimum Opening Deposit $5
Balance Required to Obtain APY $0.01 or more
Interest Rate 0.05%
APY 0.05%

Certificates of Deposit²

APY is based on the required minimum balance of $1,000.

Certificates of Deposit
3 Months
Minimum Opening Deposit $1,000
Interest Rate 0.15%
APY 0.15%
6 Months
Minimum Opening Deposit $1,000
Interest Rate 0.20%
APY 0.20%
9 Months
Minimum Opening Deposit $1,000
Interest Rate 0.20%
APY 0.20%
12 Months
Minimum Opening Deposit $1,000
Interest Rate 0.25%
APY 0.25%
18 Months
Minimum Opening Deposit $1,000
Interest Rate 0.25%
APY 0.25%
24 Months
Minimum Opening Deposit $1,000
Interest Rate 0.30%
APY 0.30%
30 Months
Minimum Opening Deposit $1,000
Interest Rate 0.30%
APY 0.30%
36 Months
Minimum Opening Deposit $1,000
Interest Rate 0.35%
APY 0.35%
42 Months
Minimum Opening Deposit $1,000
Interest Rate 0.35%
APY 0.35%
48 Months
Minimum Opening Deposit $1,000
Interest Rate 0.40%
APY 0.40%
60 Months
Minimum Opening Deposit $1,000
Interest Rate 0.50%
APY 0.50%
84 Months
Minimum Opening Deposit $1,000
Interest Rate 0.70%
APY 0.70%

Individual Retirement Accounts²

APY is based on the required minimum balance of $1,000

Certificates of Deposit
1 Year
Minimum Opening Deposit $1,000
Interest Rate 0.25%
APY 0.25%
2 Years
Minimum Opening Deposit $1,000
Interest Rate 0.30%
APY 0.30%
4 Years
Minimum Opening Deposit $1,000
Interest Rate 0.40%
APY 0.40%
5 Years
Minimum Opening Deposit $1,000
Interest Rate 0.50%
APY 0.50%
6 Years
Minimum Opening Deposit $1,000
Interest Rate 0.60%
APY 0.60%

Accounts enrolled to receive electronic statements only will not incur a statement fee. A $2 paper statement fee will be charged per statement cycle effective 10/1/22. Must be currently enrolled in PSBT Online Banking in order to receive eStatements.

(1) Annual Percentage Yields (APYs) and interest rates are variable and may change at any time including after account is opened. APYs and interest rates are accurate as of 04.19.2024. You may contact any branch location to obtain the most current rate and APY information. Fees may reduce earnings.
(2) Annual Percentage Yields (APYs) and interest rates are accurate as of 04.19.2024. A penalty may be imposed for early withdrawal.