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Deposit Rates

 

Checking Accounts1

AccountMinimum Opening DepositBalance Required to Obtain APYInterest RateAPY
NOW Checking $1,000 $1,000 or more 0.05% 0.05%
Peoples Package Checking $25 $1.00 or more 0.10% 0.10% 
Business Interest Checking $2,500 $2,500.00 or more 0.05% 0.05%
Premium Business Checking $10,000 $10,000 - $34,999.99
$35,000 - $59,999.99
$60,000 - $499,999.99
$500,000 or more		 0.05%
0.10%
0.10%
0.15%		 0.05%
0.10%
0.10%
0.15%
Money Market $2,500

$1,000.00 - $2,499.99
$2,500.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $499,999.99
$500,000.00 - $4,999,999.99
$5,000,000.00 or more

 refer to NOW Account
0.05%
0.05%
0.10%
0.15%
0.20%		 refer to NOW Account
0.05%
0.05%
0.10%
0.15%
0.20%

Savings Accounts1

AccountMinimum Opening DepositBalance Required to Obtain APYInterest RateAPY
Statement Savings $100 $0.01 or more 0.05% 0.05%
Certificate Savings $2,500 $2,500 or more 0.10% 0.10% 
Statement Savers Club $5 $0.01 or more 0.05% 0.05%

Certificates of Deposit2

APY is based on the required minimum balance of $1,000.

TermMinimum Opening DepositInterest RateAPY
3 Month $1,000 0.15% 0.15%
6 Month $1,000 0.20% 0.20%
9 Month $1,000 0.20% 0.20%
12 Month $1,000 0.25% 0.25%
18 Month $1,000 0.25% 0.25%
24 Month $1,000 0.30% 0.30%
30 Month $1,000 0.30% 0.30%
36 Month $1,000 0.35% 0.35%
42 Month $1,000 0.35%

0.35%
48 Month $1,000 0.40% 0.40%
60 Month $1,000 0.50% 0.50%
84 Month $1,000 0.70% 0.70%

Individual Retirement Accounts2

APY is based on the required minimum balance of $1,000

TermMinimum Opening DepositInterest RateAPY
1 Year $1,000 0.25% 0.25%
2 Year $1,000 0.30% 0.30%
4 Year $1,000 0.40% 0.40%
5 Year $1,000 0.50% 0.50%
6 Year $1,000 0.60% 0.60%

(1) Annual Percentage Yields (APYs) and interest rates are variable and may change at any time including after account is opened. APYs and interest rates are accurate as of May 30, 2023. You may contact any branch location to obtain the most current rate and APY information. Fees may reduce earnings. (2) Annual Percentage Yields (APYs) and interest rates are accurate as of May 30, 2023. A penalty may be imposed for early withdrawal. Fees may reduce earnings.